[ INSURANCE ]

Finally understand
what you're paying for.

Auto, home, renters, health, business. Upload your policy and get plain-English coverage, exclusions, limits, and gaps. Or ask a specific question and get a direct answer.

Sign up free · 3 runs/monthHow it works

Pay-per-run unlocks one analysis immediately — no subscription, no card on file afterward. $0.99 per run. Prefer a subscription? Signup includes 3 free runs/month.

30s
Avg analysis time
7
Sections analyzed
$0.99
Per policy
[ HOW IT WORKS ]
01 · UPLOAD
Drop your policy
PDF, DOCX, or paste text. Works with declarations pages or the full policy document.
02 · ANALYZE
Read every clause
Coverage, exclusions, limits, deductibles, and named perils cross-referenced against the policy type.
03 · ACT
See your gaps
Plain-English takeaways, ranked gaps by severity, and optional direct answer to your specific question.
[ WHAT YOU GET ]
COVERAGE
What's covered
Every line of coverage with covered/excluded flag and policy section reference.
EXCLUSIONS
Exclusions ranked
Significant exclusions rated low/medium/high/critical by real-world impact.
LIMITS
Dollar limits
Every monetary cap — per-occurrence, aggregate, sub-limits — with notes.
GAPS
Coverage gap analysis
Missing or inadequate coverage ranked, with recommended remediation.
Q&A
Ask a specific question
"Am I covered for water damage?" gets yes/no/partially with cited sections.
DATES
Key policy dates
Effective, expiration, renewal, and critical deadline windows.
[ PRICING ]

Pay only when you need it.

$0.99 per run, or Pro $19/mo for 50 operations across every tool.

Start freeSee all plans

Frequently asked questions

What insurance policies can I analyze?+
Auto, homeowners, renters, health, life, umbrella, pet, small business general liability, professional liability (E&O), cyber, and most other consumer or small-business policies. Upload your declarations page or the full policy document.
Can I ask a specific question like 'am I covered for water damage'?+
Yes. There's an optional question box below the upload. If you use it, the analysis includes a direct yes/no/partially/unclear answer based on the policy text, plus the specific sections it relied on.
Is this a replacement for my insurance agent?+
No. We surface coverage, exclusions, and gaps in plain English so you can have a smarter conversation with your agent. For coverage decisions, purchases, or claim disputes, talk to a licensed agent or broker.
What happens to my policy file?+
We analyze it and discard the original. Only the structured analysis is saved to your account.
How much does it cost?+
$0.99 per analysis, or $19/mo for 50 analyses across every PrimeDeck tool. 3 free analyses per month on the Free plan.